Occupational Accident

Occupational Accident insurance is an alternative way to fund the employer’s obligation to the employee. Some other states allow employers to assume part of the workers’ compensation risk themselves, subject to state approval.

Areas of Service

  • Development and drafting of Occupational Accident insurance policies
  • Review a draft policy for omissions and provide recommendations of language to address oversights
  • Manage coverage issues for existing policies—providing guidance or pursuing (or defending) declaratory judgment suits (“dec. actions”)

Firm Qualifications

The firm’s attorneys are well versed in all aspects of occupational accident (“occ acc”) insurance. Franklin & Prokopik attorneys also frequently assist clients with claims evaluation and defense. We have even conducted training seminars for adjusters handling such claims. Moreover, we help clients respond to complaints filed with regulatory authorities regarding their policies and/or claims handling, and inquiries from regulators issued in response to such complaints.